DEALING WITH DEBT
When you are struggling with debt, the world can seem to be a cold, hard place. However, when you face the fact that you have to get yourself out of financial difficulty, you will find that there are a lot of things that you can do to free yourself of debt.
NEVER use any company that asks you to pay them a fee for reducing the amount of your debt. If you need free debt advice, there are places where you can get free impartial debt advice, and begin to sort out your debts.
A good place to start is with your local council. They have departments that will give you free advice on how you can reduce your debts, and tell you about various government schemes that may help you with credit card debt and mortgage arrears. You can also go to your local Citizens Advice Bureau – they will offer you excellent impartial advice on how you can improve your financial situation.
http://www.direct.gov.uk/en/MoneyTaxAndBenefits/ManagingDebt/DebtsAndArrears/index.htm
http://www.direct.gov.uk/en/moneytaxandbenefits/managingdebt/planyourwayoutofdebt/dg_10023185
0800 197 6026 Business Debt Line – a free debt advice service for the self-employed and small businesses. Free, confidential and independent advice.
0208 405 3535 Debt Line – a service provided by the Citizen’s Advice Bureau to give impartial and confidential advice to individuals dealing with debt and related issues. They will take calls from all over the U.K.
